Account Rates

1st Kansas Credit Union

Regular Share:

Minimum is $5.00 to join the Credit Union

Divide Rate .25% or as set by Board of Directors

Based on Average Daily Balance if the average is over $50.00

Paid Quarterly


Share Draft Checking:

Minimum balance to open is $50.00

There are no limits on deposits and withdrawals on share draft checking

No Dividends are accrued on this account


Premium Account

Minimum to open is $2500.00

Has to be opened within the first 14 days of each quarter

Dividend Rate .50% or as set by Board of Directors

Dividends paid quarterly


Special Account

Minimum to open is $5.00

No limitations on this account


Christmas Club

Minimum to open in $5.00

Has to be opened in January

Cannot withdraw until October 1st

No dividends paid


Fees that can apply to accounts:

Insufficient fund fee $25.00 per item

Paid Overdraft fee $15.00 per item

Stop Payment Fee $25.00 per item

Check Copy Fee $2.00 per item

Account Reconciliation Fee $20.00 per hour

ACH Return/Stop Payment Fee $25.00 per item

Statement Copy Fee $1.00 per page

Return Deposit item fee $25.00 per item

Check Printing Fees $1.00 per page

Loan Late Fee $25.00 after 30 days

Inactive Share account fee if below $50.00 , $1.00 per month

Check not made out to member $1.00 per check

Account Closure

Any account may be closed at the sole discretion of the Credit Union. Abuse of your account privileges constitutes grounds for closure of the account.

Inactive account

An account with no activity for 12 or more months, including deposits and withdraws

bills

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