Loan Rates

New Vehicle Rates Effective October 1, 2024:

2025-2022 - 5.49% APR

Used Vehicle Rates:

2021-2020 - 6.99% APR

2018-older - 7.99% APR

84 months minimum of $35,000 add 1%

Unsecured loans up to $8000.00 depending on your credit score. Rates will range from 10% APR up to 18% APR (Annual Percentage Rate). Unsecured loans can only be refinanced twice in a rolling calendar year, and after 10% has been paid down.

We loan on automobiles, trucks (1 ton or less), vans, motorcycles, shares, RV's and camping trailers. We also offer unsecured loans. You can also purchase GAP insurance on your loans with us for $350.00. If your insurance company does not pay your loan off and you have a remaining balance this GAP insurance would pay the remaining balance in full. So give us a try before you see someone else for your loan, we would be more than happy to see if we can help make your dream come true.

Rates are based on credit score, the above rates are for credit scores above 600, if your credit score is below 600 the rate increases by 3%. If a discharged bankruptcy is on an individuals credit report 4% is added.